There are many of you who have scrimped and saved so that they could afford to buy a boat, something that they could take out on weekends and holidays in order to enjoy their leisure time. There is something though that many of them tend to forget, and that is that Murphy is lurking out there waiting for all unsuspecting boat owners. I urge all boat owners new or otherwise not to let things go to chance and take out boat insurance. If you don’t I bet you 10 to one that Murphy’s Law will take you for a ride that you will not be prepared for.
Sure there may not be as many boats on the high seas so you are unlikely to have a head on crash, but there are so many other things that could go wrong. Imagine if there was an electrical fault and the whole thing went up in flames. Imagine if one of your guests hurt themselves while on your boat, you won’t be covered unless you are insured.
When you think of it, it is just as important to insure your boat as it is to insure your home or car, so if I was you I’d go online and get some quotes fro sites such as covermyboat.co.uk.
I completely agree, Murphy made a deal with Davie Jones for your boats. I suggest when you go out to look for insurance that you start with seeking out boat insurance specialists. They can give accurate quotes and they’ll make sure you get the coverage you actually need. Also be sure to get multiple quotes, you’ll be able to get a better sense of the providers, and you can compare rates that way. You might be able to negotiate for a lower premium by playing underwriters off each other.