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There are many reasons you would want to take a loan, and usually it’s for more serious things like a mortgage or to consolidate you debts and stuff like that. The thing is that loans do not always have to be all about that boring crap. I want to have some fun with my personal loans so I’m going to get some money so that I can have a decent holiday in Hawaii. I can see myself now lazing on Waikiki Beach soaking up all the sunshine and perving on all the babes that are walking by.

A secured loan might also work but I don’t really give a damn what kind of loan it is as long as it gets me to where I want to go. Come to think of it while I’m in Hawaii I should hire a Ferrari so that I might even get a chance of getting a hot date.