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Credit cards are a great boon to society for those who know how not to let spending get away with them. Those who see credit cards as a way to buy things that they can’t afford are the ones who get into trouble. You must always be sure that you can cover what you are purchasing or at the very least be able to make repayments.

Now there is a company in the UK, mint-online.co.uk, who have come up with a brilliant and what I believe is a unique idea. A Mint Gift Card. How radical is that? That solves all those times when you just have absolutely no idea what gift to buy someone. Now you can get a prepaid credit card which they can use almost anywhere. Man what a great idea.